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Spencer Mortgage

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Contact us for the latest rates and see how we can get you into your dream home or refinance your current mortgage.

Services

What We Offer

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Mortgage Services

Whether you're looking to buy your first home, refinance an existing mortgage, or put the equity you’ve spent years building to use, Spencer Mortgage can help. We offer a full range of purchase and refinance products, including:

  • Adjustable rate mortgages
  • Fixed rate mortgages
  • FHA home loans
  • FHA 203(k) rehabilitation loans
  • HARP refinance loans
  • Home equity lines of credit (HELOCs)
  • Home equity loans
  • Jumbo mortgages
  • Refinance programs
  • Reverse mortgages
  • USDA home loans
  • VA home loans